:root {
  --navy: #0d2b52;
  --blue: #1f6fba;
  --sky: #eaf4fb;
  --teal: #2aa7a1;
  --text: #1a2433;
  --muted: #5c6c80;
  --line: #d8e3ef;
  --white: #ffffff;
  --bg: #f7fafc;
  --shadow: 0 18px 40px rgba(13, 43, 82, 0.12);
  --radius: 20px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width: min(1160px, calc(100% - 40px)); margin: 0 auto; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 14px 24px; border-radius: 999px; font-weight: 700;
  border: 0; cursor: pointer; transition: .2s ease; text-decoration: none;
}
.btn-primary { background: var(--blue); color: #fff; box-shadow: var(--shadow); }
.btn-primary:hover { transform: translateY(-1px); }
.btn-secondary { background: transparent; color: var(--navy); border: 1px solid rgba(13,43,82,.18); }
.section { padding: 78px 0; }
.section-tight { padding: 54px 0; }
.eyebrow { color: var(--blue); text-transform: uppercase; letter-spacing: .14em; font-size: .78rem; font-weight: 800; }
.section-title { font-size: clamp(2rem, 4vw, 3rem); line-height: 1.1; margin: 12px 0 14px; color: var(--navy); }
.section-subtitle { max-width: 720px; color: var(--muted); font-size: 1.06rem; }
.topbar {
  background: var(--navy); color: #fff; font-size: .94rem;
}
.topbar .container {
  display: flex; justify-content: space-between; align-items: center; gap: 18px; padding: 10px 0;
}
.topbar a { color: #fff; opacity: .95; }
.site-header {
  position: sticky; top: 0; z-index: 30; background: rgba(255,255,255,.96);
  backdrop-filter: blur(10px); border-bottom: 1px solid rgba(13,43,82,.07);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 16px 0;
}
.logo { display: flex; align-items: center; gap: 14px; }
.logo-mark {
  width: 54px; height: 54px; border-radius: 16px; background: linear-gradient(135deg, var(--blue), var(--teal));
  position: relative; box-shadow: var(--shadow);
}
.logo-mark::before {
  content: ""; position: absolute; inset: 11px 13px 14px 13px; background: #fff;
  clip-path: path("M 15 0 C 10 0 5 3 3 9 C 1 15 4 21 8 26 L 14 35 L 20 26 C 24 21 27 15 25 9 C 23 3 20 0 15 0 Z");
}
.logo-text strong { display: block; font-size: 1.42rem; line-height: 1; color: var(--navy); }
.logo-text span { display: block; font-size: .92rem; color: var(--blue); font-weight: 700; margin-top: 4px; }
.nav-toggle { display: none; }
.nav-links { display: flex; gap: 28px; align-items: center; }
.nav-links a { color: var(--navy); font-weight: 600; }
.nav-links a:hover { color: var(--blue); }
.hero {
  position: relative; overflow: hidden; background: linear-gradient(180deg,#f8fbff 0%,#edf5fb 100%);
}
.hero::after {
  content: ""; position: absolute; inset: 0; background: radial-gradient(circle at 10% 10%, rgba(42,167,161,.12), transparent 30%);
  pointer-events: none;
}
.hero-grid {
  display: grid; grid-template-columns: 1.1fr; gap: 34px; align-items: end; padding: 34px 0 24px;
}
.hero-media {
  position: relative; min-height: 560px; border-radius: 34px; overflow: hidden; box-shadow: var(--shadow);
  background: #dbe9f5;
}
.hero-media img {
  width: 100%; height: 100%; object-fit: cover; object-position: center center;
}
.hero-overlay {
  position: absolute; inset: auto 0 0 0; padding: 38px 34px 34px;
  background: linear-gradient(180deg, rgba(8,19,39,0) 0%, rgba(8,19,39,.68) 84%);
  color: #fff;
}
.hero-overlay h1 {
  font-size: clamp(2.7rem, 5vw, 4.8rem); line-height: .96; margin: 10px 0 14px; max-width: 740px;
}
.hero-overlay p { max-width: 640px; font-size: 1.1rem; color: rgba(255,255,255,.92); }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 24px; }
.hero-cta .btn-secondary { color: #fff; border-color: rgba(255,255,255,.35); }
.hero-badges {
  display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 18px; margin-top: 30px; max-width: 760px;
}
.badge {
  background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.18); border-radius: 18px; padding: 14px 16px;
  backdrop-filter: blur(8px);
}
.badge strong { display: block; font-size: 1rem; }
.badge span { display: block; font-size: .94rem; color: rgba(255,255,255,.85); }
.form-panel-wrap { margin-top: -34px; position: relative; z-index: 2; }
.form-panel {
  background: #fff; border-radius: 28px; box-shadow: var(--shadow); padding: 30px; display: grid; grid-template-columns: 1fr 1.2fr; gap: 26px; align-items: center;
}
.form-copy h2 { margin: 10px 0 12px; color: var(--navy); font-size: clamp(1.8rem, 3vw, 2.6rem); line-height: 1.08; }
.form-copy p { color: var(--muted); }
.lead-form { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }
.lead-form .full { grid-column: 1 / -1; }
.input, select, textarea {
  width: 100%; padding: 15px 16px; border-radius: 16px; border: 1px solid var(--line); font: inherit; color: var(--text); background: #fff;
}
textarea { min-height: 140px; resize: vertical; }
.lead-form button { width: 100%; }
.small-note { font-size: .92rem; color: var(--muted); }
.card-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 22px; margin-top: 34px; }
.card {
  background: #fff; border-radius: 24px; padding: 26px; box-shadow: 0 14px 34px rgba(13,43,82,.08); border: 1px solid rgba(13,43,82,.05);
}
.card h3 { margin: 14px 0 10px; color: var(--navy); }
.card p { margin: 0; color: var(--muted); }
.step-no, .icon-chip {
  width: 56px; height: 56px; border-radius: 18px; display: grid; place-items: center; font-weight: 800; color: var(--blue); background: var(--sky);
}
.alt-bg { background: linear-gradient(180deg, #ffffff 0%, #eef6fb 100%); }
.service-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 18px; margin-top: 34px; }
.service-item {
  background: #fff; border-radius: 22px; padding: 22px; border: 1px solid var(--line);
}
.service-item h3 { margin: 12px 0 8px; color: var(--navy); }
.service-item p { margin: 0; color: var(--muted); font-size: .98rem; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 34px; align-items: start; }
.checklist { display: grid; gap: 16px; }
.check-item {
  background: #fff; border-radius: 20px; padding: 18px 18px 18px 52px; position: relative; border: 1px solid var(--line);
}
.check-item::before {
  content: "✓"; position: absolute; left: 18px; top: 17px; width: 24px; height: 24px; border-radius: 50%; background: var(--sky); color: var(--blue); display: grid; place-items: center; font-weight: 800;
}
.quote-box {
  background: var(--navy); color: #fff; border-radius: 28px; padding: 36px; min-height: 100%;
}
.quote-box p { font-size: 1.12rem; color: rgba(255,255,255,.88); }
.quote-box strong { display: block; margin-top: 18px; }
.cta-band {
  background: linear-gradient(135deg, var(--navy), #123f72 60%, var(--teal)); color: #fff; border-radius: 30px; padding: 34px; display: flex; justify-content: space-between; gap: 18px; align-items: center;
}
.cta-band h2 { margin: 0 0 8px; font-size: clamp(1.8rem, 4vw, 2.5rem); }
.cta-band p { margin: 0; color: rgba(255,255,255,.9); max-width: 700px; }
.faq-list { display: grid; gap: 14px; margin-top: 30px; }
.faq-item { background: #fff; border-radius: 20px; border: 1px solid var(--line); overflow: hidden; }
.faq-question {
  width: 100%; background: transparent; border: 0; text-align: left; padding: 20px 22px; font: inherit; font-weight: 700; color: var(--navy); display: flex; justify-content: space-between; align-items: center; cursor: pointer;
}
.faq-answer { padding: 0 22px 20px; color: var(--muted); display: none; }
.faq-item.open .faq-answer { display: block; }
.contact-grid { display: grid; grid-template-columns: .95fr 1.05fr; gap: 28px; }
.contact-box, .legal-box { background: #fff; border-radius: 24px; padding: 28px; border: 1px solid var(--line); box-shadow: 0 10px 24px rgba(13,43,82,.05); }
.contact-list { display: grid; gap: 14px; margin-top: 22px; }
.contact-list div { color: var(--muted); }
.contact-list strong { color: var(--navy); display: block; }
.optin-shell { display: grid; grid-template-columns: .95fr 1.05fr; gap: 28px; align-items: start; }
.optin-info { background: linear-gradient(180deg, #f0f7fb 0%, #ffffff 100%); border-radius: 26px; padding: 28px; border: 1px solid var(--line); }
.checkbox-group { display: grid; gap: 16px; margin: 18px 0; }
.checkbox {
  display: grid; grid-template-columns: 22px 1fr; gap: 12px; align-items: start; padding: 14px 16px; border: 1px solid var(--line); border-radius: 18px; background: #fff;
}
.checkbox input { margin-top: 4px; }
.checkbox strong { display: block; color: var(--navy); margin-bottom: 4px; }
.disclosure {
  background: #f7fbff; border: 1px dashed rgba(31,111,186,.34); border-radius: 18px; padding: 16px; color: var(--muted); font-size: .94rem;
}
.site-footer { background: #0b2342; color: #fff; margin-top: 78px; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 28px; padding: 42px 0; }
.site-footer h3 { margin-top: 0; margin-bottom: 10px; }
.site-footer p, .site-footer a { color: rgba(255,255,255,.84); }
.footer-note {
  border-top: 1px solid rgba(255,255,255,.1); padding: 16px 0 28px; color: rgba(255,255,255,.68); font-size: .92rem;
}
.legal-box h1, .legal-box h2 { color: var(--navy); }
.legal-box h1 { font-size: clamp(2rem, 4vw, 3rem); margin-top: 0; }
.legal-box h2 { margin-top: 34px; font-size: 1.34rem; }
.legal-box p, .legal-box li { color: var(--muted); }
.legal-box ul { padding-left: 20px; }
.notice { background: #eef7ff; color: var(--navy); border-left: 4px solid var(--blue); padding: 14px 16px; border-radius: 12px; }
@media (max-width: 980px) {
  .nav-toggle { display: inline-flex; background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 10px 12px; }
  .nav-links { display: none; position: absolute; left: 20px; right: 20px; top: calc(100% + 10px); background: #fff; border-radius: 18px; box-shadow: var(--shadow); padding: 18px; flex-direction: column; align-items: flex-start; }
  .nav-links.open { display: flex; }
  .hero-media { min-height: 480px; }
  .form-panel, .two-col, .contact-grid, .optin-shell, .footer-grid { grid-template-columns: 1fr; }
  .card-grid, .service-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .topbar .container { flex-direction: column; align-items: flex-start; }
  .container { width: min(100% - 24px, 1160px); }
  .hero-media { min-height: 420px; border-radius: 24px; }
  .hero-overlay { padding: 24px 22px 24px; }
  .hero-badges, .lead-form, .card-grid, .service-grid { grid-template-columns: 1fr; }
  .form-panel { padding: 22px; }
  .section { padding: 64px 0; }
  .cta-band { padding: 26px; }
}


.hero-clean {
  padding: 42px 0 28px;
  background: linear-gradient(180deg, #f8fbff 0%, #eef5fb 100%);
}
.hero-clean-grid {
  display: grid;
  grid-template-columns: 1fr 540px;
  gap: 34px;
  align-items: center;
}
.hero-clean-copy h1 {
  font-size: clamp(2.7rem, 5vw, 4.6rem);
  line-height: .98;
  margin: 12px 0 16px;
  color: var(--navy);
  max-width: 670px;
}
.hero-clean-copy p {
  font-size: 1.08rem;
  color: var(--muted);
  max-width: 620px;
}
.hero-clean-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 24px;
}
.hero-clean-points {
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 16px;
  margin-top: 30px;
}
.hero-clean-points div {
  background: rgba(255,255,255,.86);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 16px;
  box-shadow: 0 10px 24px rgba(13,43,82,.05);
}
.hero-clean-points strong {
  display: block;
  color: var(--navy);
  margin-bottom: 6px;
}
.hero-clean-points span {
  display: block;
  color: var(--muted);
  font-size: .95rem;
}
.hero-clean-photo-wrap {
  background: #dbe9f5;
  border-radius: 34px;
  overflow: hidden;
  box-shadow: var(--shadow);
  min-height: 620px;
}
.hero-clean-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center center;
  display: block;
}
.intro-strip {
  padding: 10px 0 26px;
}
.intro-strip-grid {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 28px;
  align-items: end;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 28px;
  padding: 28px 30px;
  box-shadow: 0 10px 26px rgba(13,43,82,.05);
}
.intro-label {
  display: inline-block;
  color: var(--blue);
  background: #eef7ff;
  border-radius: 999px;
  padding: 8px 12px;
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .1em;
  text-transform: uppercase;
}
.intro-strip h2 {
  font-size: clamp(1.7rem, 3vw, 2.5rem);
  line-height: 1.08;
  margin: 12px 0 0;
  color: var(--navy);
}
.intro-strip p {
  margin: 0;
  color: var(--muted);
  font-size: 1.02rem;
}
.mini-list {
  margin: 18px 0 0;
  padding-left: 18px;
  color: var(--muted);
  display: grid;
  gap: 8px;
}
@media (max-width: 980px) {
  .hero-clean-grid, .intro-strip-grid { grid-template-columns: 1fr; }
  .hero-clean-photo-wrap { min-height: 520px; }
}
@media (max-width: 720px) {
  .hero-clean { padding-top: 24px; }
  .hero-clean-points { grid-template-columns: 1fr; }
  .hero-clean-photo-wrap { min-height: 420px; border-radius: 24px; }
  .intro-strip-grid { padding: 22px; }
}


/* Emphasize clickable legal links in consent text */
.choice a,
.checkbox a,
.consent-row a,
label a {
  font-weight: 700;
  text-decoration: underline;
}


.preferences .choice a,
.consent-grid a,
.choice a {
  font-weight: 700;
  text-decoration: underline;
}


.lead-form .checkbox-group,
.lead-form .consent-full {
  grid-column: 1 / -1;
}

.consent-full .checkbox,
.lead-form .checkbox {
  text-align: left;
}

.checkbox a,
.consent-full a {
  font-weight: 700;
  text-decoration: underline;
}